Every payment matched. Automatically.

Transactions are matched to your ledger as they arrive, so only real exceptions are left.

Book a Discovery Call See how it works

Live matching

What Payments & Reconciliation does.

It brings every payment rail into one place, matches every transaction and explains every break.

Payment hub

ACH, FedNow, wires, UPI, NACH, IMPS, NEFT, RTGS, cards and gateways in one place.

Auto-matching

Transactions matched to your ledger in real time.

AI investigation

Breaks investigated by AI, with a suggested fix.

Settlements & refunds

Settlement, refund and chargeback workflows with maker-checker.

AI investigates every break.

For each unmatched payment, an AI agent searches the ledger, finds split or delayed entries, suggests the likely match and asks a person to approve.

Split credits foundDelayed entries matchedReasons explainedHuman approval

How reconciliation runs.

Continuous, not only at month-end.

1Real time

Collect

Feeds from switches, gateways, ACH and NPCI files, and bank statements.

2Seconds

Match

Rules match most transactions automatically.

3Minutes

Investigate

AI agents look into the breaks and suggest fixes.

4Same day

Approve

Maker-checker approval for every adjustment.

5Daily

Report

Dashboards for operations, treasury and audit.

Built on OutSystems.

Matching rules, AI agents and dashboards on one governed platform.

OutSystems Developer CloudODC

What it isOutSystems’ cloud-native platform. Apps run as independent services that scale automatically and ship on their own.

How we use it hereHandles month-end and festive peaks; scales automatically with volume.

Agent WorkbenchAI agents

What it isBuilds and orchestrates AI agents across your data, workflows and systems, with built-in human oversight. Plug in any major LLM.

How we use it hereAn exception agent investigates breaks and drafts the fix for a person to approve.

Data FabricData layer

What it isA single virtual layer over your databases, APIs, legacy systems and SaaS apps. Data stays where it is and keeps its permissions.

How we use it hereLedger, switch and gateway data read in place, with source permissions respected.

MentorAI coding agent

What it isOutSystems’ platform-native AI agent. Describe what you need and it generates apps, AI agents, workflows and libraries for engineers to review.

How we use it hereNew matching rules, screens and reports added quickly.

Governance & MCPControl

What it isODC roles, approvals and audit trail, which also apply when engineers build and ship through OutSystems MCP.

How we use it hereMaker-checker approvals and a full audit trail on every adjustment.

> 85%Transactions auto-matched (target)

5+Saved for operations every day

Questions banks ask us.

Which payment types are covered?

ACH, FedNow, wires, UPI, NACH, IMPS, NEFT, RTGS, cards and payment gateways, plus your own internal transfers.

Can the AI change our ledger?

No. It suggests the match and the reason. A person approves every adjustment through maker-checker.

Do we need to replace our existing reconciliation tool?

Not always. We can start with the exceptions your current tool leaves behind.

How fast can we start?

Usually with one payment type, live within a few weeks, then add more.

Fix your reconciliation.

Start with one payment rail and see the matching and AI investigation on your own data.

Book a Discovery Call See how it works